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How are exchange rates calculated?

Exchange rates are calculated automatically using live or regularly updated market data provided by the payment provider or currency conversion service used during checkout and payment processing.

Rates may change throughout the day due to fluctuations in global currency markets. As a result, the final converted amount may differ slightly from earlier estimates or from rates shown by banks, search engines, or financial websites.

Depending on the currencies involved, additional adjustments may also be applied by banks, card issuers, or payment providers for international transactions or currency conversion services.

For example, if a customer shops in EUR using a card linked to a USD bank account, their card provider may apply its own exchange rate when processing the payment.

Exchange rates and any related conversion charges are determined by the payment provider and financial institutions involved in the transaction — not by the marketplace.

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